TERMS AND CONDITIONS

Last updated: May 2026

Welcome to the official platform of FISKL SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ. These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“the User” or “Client”) and the Company, governing your access to and use of our virtual asset exchange services.

1. Corporate and Regulatory Framework

The services under these Terms are provided by FISKL SPÓŁKA Z OGRANICZONĄ ODPOWIEDZIALNOŚCIĄ, established and operating under the laws of the Republic of Poland:

  • Registered Office: ul. DAJWÓR, nr 14, lok. 19, 31-052 KRAKÓW, POLSKA
  • National Court Register Number (KRS): 0001048293
  • Tax Identification Number (NIP): 6762647430
  • Statistical Number (REGON): 525932504
  • Official VASP Registration Number: RDWW-1093

2. Eligibility and Account Onboarding

By interacting with the Company or utilizing our services, you guarantee that you are at least 18 years old, possess full legal capacity, and are not a resident or citizen of any prohibited or sanctioned jurisdictions. To initiate any transaction, the User must successfully complete our internal Know Your Customer (KYC) onboarding and AML screening processes via our corporate communication and verification desk.

3. Cryptocurrency Exchange Services

The Company provides regulated virtual asset service operations, including:

  • Exchanging fiat currency (such as Polish Zloty – PLN) for virtual assets (cryptocurrencies).
  • Exchanging virtual assets for fiat currency.
  • Intermediation and transaction processing utilizing corporate exchange infrastructure (including Binance and KuCoin liquidity hubs).

All exchange rates are dynamic and are explicitly finalized at the exact moment of transaction execution. The User acknowledges that due to extreme market volatility, execution rates may vary from previously viewed indicators.

4. Payment Channels and Wallet Transactions

Fiat currency settlements must be processed strictly through the approved bank accounts or regulated electronic payment services designated by the Company (including Wise client-to-business processing rails). The Client is solely responsible for providing precise, accurate, and valid external cryptocurrency wallet addresses. The Company shall not be held liable for funds transmitted to erroneous addresses provided by the Client.

5. User Conduct and Prohibited Activities

The User explicitly agrees not to utilize the Company’s infrastructure for any unlawful activities, including but not limited to money laundering, terrorist financing, fraud, tax evasion, or market manipulation. The Company reserves the right to suspend or block any transaction that triggers internal risk parameters or fails validation checks.

6. Governing Law and Amendments

These Terms shall be interpreted, construed, and governed exclusively by the laws of the Republic of Poland. The Company reserves the right to modify these Terms at any time to maintain compliance with evolving European financial market regulations (including MiCA guidelines). Any legal disputes shall be submitted directly to the exclusive jurisdiction of the competent courts in Kraków, Poland.